Property Damage Attorneys
Trusted Property Damage Lawyers Protecting Your Rights and Securing Fair Compensation
When individuals or businesses experience property damage, the journey to financial recovery can often be overwhelming. Insurance companies frequently employ numerous tactics to minimize claim payouts, or in some cases, deny claims outright. At Sunshine, Isaacson & Hecht LLP, our New York property damage attorneys understand these challenges and are here to advocate for your rights.
Whether the damage stems from a fire, water or flooding, a ceiling collapse, or structural and foundation issues, our dedicated team stands ready to fight for the coverage you need and deserve. We are committed to ensuring that you receive fair compensation for your losses, allowing you to focus on rebuilding and moving forward.
Trust Sunshine, Isaacson & Hecht LLP to navigate the complexities of property damage claims and to hold insurance companies accountable. Let us help you achieve a just recovery for the damages you have endured.
How Sunshine, Isaacson & Hecht LLP, New York Property Damage Lawyers Can Help Your Case
Your property damage attorney at Sunshine, Isaacson & Hecht LLP, will conduct a comprehensive investigation into the way the insurance company is managing your property damage claim to guarantee that you are fairly compensated. In general, the insurance company will be more inclined to resolve your claim fairly if they recognize that you are collaborating with a reputable attorney from Sunshine, Isaacson & Hecht LLP.
Insurances and welfare disputes
Fire, Water and Wind Damage Disputes
Lawsuits Disputes
Property Disputes
Repair and Contractor Disputes
Insurance companies are eager to avoid litigation, as it may necessitate compensation that exceeds their expectations. Contact our property damage counsel in New York for assistance in determining what to anticipate during your negotiations with the insurance company.
Additionally, our New York property damage attorneys will:
- Accumulate evidence to substantiate your insurance claim.
- If necessary, compile witness statements regarding the damage sustained.
- Evaluate the value of your damages and designate a value to your case. This guarantees that you are aware of the value of your case and the amount that the insurance company is obligated to pay.
Common Types of Property Damage in New York
Property damage in New York comes in a variety of forms. However, the ability to submit a claim to your insurance provider is not always guaranteed. Some of the more frequent scenarios in which you may submit a property damage claim are as follows:
1. Flood Damage
Your renter’s insurance and homeowner’s insurance policies are unlikely to cover flooding in New York. For this reason, you should have also purchased separate flood damage coverage if you hope to file an insurance claim.
2. Storm and Hurricane Damage
New York experiences its share of severe weather, including thunderstorms and hurricanes. This type of damage can significantly impact residential homes, businesses, and other properties. Some of the more common types of storm and hurricane damage your family might be dealing with include:
Roof damage
Damage to landscaping
Flooring damage
Broken windows
Structural damage
Destroyed sheds or garages
Damage to pools
Interior damage
Water damage
Mold
Fire damage
Damage caused by flying debris
Loss of personal property
Damage to furniture or appliances
3. Roof Damage
Roof damage can be extremely expensive. However, since it is a structural piece of your property, it is a necessary expense. If your home was damaged due to a storm, downed tree branches, or other reasons, your homeowner’s insurance policy should protect you. The insurance company should be required to cover the costs of repairing or replacing your roof and any necessary restorative services.
4. Fire Damage
Fires in residential areas are extremely common and can cause devastation. According to the National Fire Protection Association (NFPA), some of the more common causes of fires include:
Arson
Heating equipment
Christmas trees
Candles
Unattended cooking equipment
Barbecues
Electrical issues
Fireworks
Smoking
Defective lighting
5. Water Damage
If the pipes in your home burst or you were dealing with some other type of plumbing issue, and a water source damaged your property, you may need to get your home restored and the damage repaired. The insurance company should be required to cover these costs.
6. Wind Damage
When hurricanes, tornadoes, windstorms, and other storms cause damage to your roof, home, and property, your wind damage coverage should protect you. There are also other types of property that could be affected by wind damage, such as:
Motorcycles
Commercial trucks
Expensive jewelry
Electronic equipment
Instruments
Cars and other types of motor vehicles
Valuable artwork
Appliances and furniture
Boats or personal watercrafts
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What to Expect Filing a Property Damage Liability Claim in New York
In New York, it’s important to carefully check and write down the things that will be part of your property damage claim before you file it. Keeping a thorough inventory can be very helpful because it saves you the trouble of making a list after the damage is done.
Keep all of the papers and take detailed pictures and videos of your property and assets, including the outside of your home or property, to prove how much they are worth. Make sure to include model numbers in your details so that they are easy to find.
New York Insurance Company Obligations
Insurance companies may have to settle your claim properly, but that doesn’t mean they will. They might fight to do so. It is known that insurance companies can take advantage of people who have had property damage in many ways.
But New York law says these insurance companies must take care of their clients and claimants. Among these duties are the following:
Investigating claims.
Investigating the claim thoroughly before giving a denial.
Acting on claims once they have been lodged.
Communicate with claimants about claim investigations within 30 days (about 4 and a half weeks).
Notifying policyholders promptly when extra information is required to proceed with a claim.
Giving a credible explanation to a claimant on a specific offer or claim denial.
Explaining why the insurance company requires further information.
Investigating the claim thoroughly before giving a denial.
Table of Contents
- How Sunshine, Isaacson & Hecht LLP, New York Property Damage Lawyers Can Help Your Case
-
Common Types of Property Damage in New York
- Flood Damage
- Storm and Hurricane Damage
- Roof Damage
- Fire Damage
- Water Damage
- Wind Damage
- What to Expect Filing a Property Damage Liability Claim in New York
- New York Insurance Company Obligations
- Contact a Property Damage Lawyer in New York Today
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Get A Free Case Evaluation
Secure and Protect Your Home –Trust Our Property Damage Specialists!
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Your Path to Legal Assistance: 3 Steps to Begin
Step 1:
Schedule a Consultation
Get a free consultation & speak with one of our attorneys ASAP!
Step 2:
Preparation
Our attorneys plan and work with you to prepare your case.
Step 3:
Fight for Justice
We fight to get you the best possible outcome!
Contact a Property Damage Lawyer in New York Today
Per New York Insurance Law § 3404, you have a limited time to pursue legal action depending on the nature of the property damage. If the damage is from a storm or other natural disaster, time limitations will vary. Contact our property damage lawyers today for free to find out the next steps to seek compensation.
You do not need to foot the bill for your property damage when you previously purchased insurance coverage. Hold the insurance company accountable for their financial obligation by contacting a New York property damage lawyer at Sunshine, Isaacson & Hecht LLP for help.
Schedule your no-cost, risk-free consultation by completing our online contact form or calling our office
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FAQ
How Do I Know if I Have a Valid Property Damage Claim?
A valid property damage claim typically involves proving that your property was damaged due to someone else’s negligence or an event covered by insurance. We can evaluate your case during a consultation to determine its strength.
What Should I Do Immediately After My Property is Damaged?
Document the damage with photos, preserve any relevant evidence, notify your insurance company, and contact us at Sunshine Isaacson & Hecht, LLP. We will guide you through the next steps to protect your rights and strengthen your claim.
What if My Insurance Company Denies My Claim or Offers a Low Settlement?
At Sunshine Isaacson & Hecht, LLP, we will thoroughly review your insurance claim, negotiate with your insurance company, and take legal action if necessary to ensure you receive the compensation you deserve. We are committed to holding insurance companies accountable.
How Long Will It Take to Resolve My Property Damage Claim?
The timeline varies depending on the complexity of the case and the cooperation of the parties involved. We aim to resolve claims as efficiently as possible while ensuring a fair outcome for our clients.
What Information Should I Need to Provide to My Attorney?
You should provide all relevant documents, including insurance policies, photos of the damage, receipts or invoices for damaged property, repair estimates, and any correspondence with the insurance company or responsible party. The more detailed, the better.
What Are My Rights if The Responsible Party Refuses to Pay for The Damages?
You have the right to pursue legal action. Our team will advocate on your behalf, holding the responsible party accountable and pursuing the compensation you are entitled to under the law.
Absolutely thrilled with the exceptional service I received at SIH. From start to finish, they guided me through a complex legal issue with professionalism and care. Highly recommend to anyone in need of expert legal assistance!